Signs of when to Hire a Public Adjuster
Property owners who experience damage or loss often find themselves in a stressful situation. A fire, flood, winter storm, hurricane, earthquake, or any other natural disaster can quickly turn your life upside down in a flash. Unfortunately, after these natural disasters occur, they lead to complex insurance claims and repairs. As an insured policyholder, you will have your rights and obligations. If you are a property owner that has no knowledge or experience about filing a property damage claim, then one of your biggest rights is to hire a Georgia public adjuster who can advocate on your behalf.
So how can you tell when you should bring in a Georgia public adjuster to represent your interests? Here are a few things that will help you recognize the signs of when it may be time to call in a professional:
- Documenting, Filing, and Proving a Claim: If you have a relatively large claim that may have complicated factors, then you will want a public adjuster by your side. Your insurance company will involve an adjuster for your claim, however they are paid by the insurance company and they will be working on their behalf rather than in your best interest. Instead of having a team by your side, you may find yourself fighting a losing battle.
- Little Understanding of the Policy Language or Depth of Coverage: Most people who review their property insurance policy is when they are signing up for coverage. If you are reading it and you do not understand specific policy language or your policy’s depth coverage, then you can consider working with a public adjuster. Public adjusters are there to work for your benefit and help you financially recover from a loss. It can be a nightmare doing the job on your own since insurance claims have complex provisions, processes, clauses, legal terms, and other issues that need to be addressed properly.
- No Time: Besides the fact that it can be incredibly stressful in dealing with property damage, it can also take a toll on your daily life responsibilities. Whether you have a business and you need to maintain operations in order to make money or if you have other personal matters to attend to, it can be time consuming dealing with the process. In order to bring back a semblance of normalcy into your life, a public adjuster will be able to help you with extensive documentation, getting estimates for repair or replacement, and negotiating with the insurance company.
- Need of Quick Resolution: When you file for a property insurance claim, the resolution or settlement could take forever. There could be improper documentation, missing paperwork, or even a lack of communication from the insurance company which could end up in delay. However, hiring a public adjuster who understands the insurance company’s expectations can help avoid any repeated requests for additional information thereby expediting claims so you can get your repairs faster.
- The Insurance Company Does Attend to You: Insurance claims are a lengthy process. If you feel that you are being neglected by your insurance company in a way where they are not responding to you or they are not evaluation your claim, then it would be wise to expand your team by having a public adjuster by your side.
- Your Claim is Not Being Paid Properly: Unfortunately, it is true that most claims are not being paid the right way. This is often due to the lack of proper investigation by poorly trained adjusters from the insurance company. Hiring a public adjuster will be able to assist you with your claims and ensure that it is being paid properly at the maximum settlement.
Seeking professional help is one of the wisest decisions you can make when dealing with your insurance company. The time building up your business or your home should be protected, and hiring a public adjuster can ensure that your claim is being handled correctly from beginning to end. If you are in need of a reliable Georgia public adjuster, contact our team at Professional Adjusting & Consulting Service. We process any and all types of property claims. You may contact us at 470-222-0912 or email firstname.lastname@example.org.